Chuggers - Charity Muggers. No thanks.

"Chuggers. " Either sounds like a theme bar or an insult. I'm sure you've met them. The practiced smile, extended hand and polished sales pitch.
"Hey, you look like a decent person, you wouldn't refuse to help (orphans, AIDS victims, the blind... etc)"
Usually young and energetic, and dressed in a bright uniform, with a clipboard full of forms ready to take your bank details.
Now, I've worked for charities AND I've worked for banks, and I would not give someone a form that contained all my banking details AND my signature. The potential for fraud is too high.
One Chugger tried to reassure me by saying there's the same info on a cheque. Well, that's why I don't have a cheque book.
I ask them to give me the form so I can set it up myself. Nope. I figure they're working on commission. Well, if they care more about their commission than the people they're supposed to be helping, they can take their fake 'buddy smile' somewhere else. I'll donate without their 'help'.